So for my dividers I have a Budget Section, Meal Planning Section, Business Section, Fitness Section, Bible Study Section and 30 days of Section.
To create these it was really simple, but you do need a few supplies:
1. Laminator (I got one at Walmart for $19.99)
2. Laminating Sheets (Walmart has letter and legal, plus smaller sizes)
3. Scrapbooking Cardstock (preferably a two sided paper you like because you will see both sides)
5. Tab Punch (I used the WRMK tab punch)
So first you want to cut your paper down to to 8 1/2 x 6 3/4, then laminate it and then add the tab and the clear overlay to seal the tab and that is it, so very easy.
Here is a video explanation of my dividers and how I use them.